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Earned Income Tax Credit (EITC) Calculator & 2025 Income Limits

 

Do I qualify for EIC?

The Earned Income Tax Credit (EITC) is a refundable tax credit for low-to-moderate-income workers. For the 2025 tax year (returns filed in 2026), this credit can be worth up to $8,046 for families with three or more children. Even if you do not have children, you may qualify for a credit of up to $649. Use the calculator below or the tables below to check your eligibility.

Do I Qualify for the Earned Income Tax Credit?

Several things are factored in to determine whether you may or may not claim the Earned Income Tax Credit. The calculator below will help determine if you qualify to claim it.

 

2025 Earned Income Tax Credit Table Lookup

Use the tool below to help you determine how much your Earned Income Tax Credit may be. Enter your Filing Status, Number of Qualifying Children, and your AGI. (Not sure which filing status to select?)

2025 EITC Income Limits & Maximum Credit Amounts

Number of Children Max Income (Single/Head of Household) Max Income (Married Filing Jointly) Maximum Credit Amount
0 Children $19,104 $26,214 $649
1 Child $50,434 $57,544 $4,328
2 Children $57,310 $64,420 $7,152
3+ Children $61,555 $68,665 $8,046

* Important: Investment Income Limit — You can have a low salary but still be disqualified if you have too much "passive" income. In 2025, you cannot claim EITC if your investment income (stocks, dividends, rental income) exceeds $11,950.

Frequently Asked Questions

Yes. Net earnings from self-employment count as earned income. However, you must claim all your allowable business expenses; you cannot opt not to deduct expenses just to increase your EITC.

No. Unemployment benefits are taxable, but they do not count as earned income for the purpose of calculating the EITC. You must have job wages or self-employment income to qualify.

If you have no qualifying children, you must be between ages 25 and 64 at the end of the year to claim the credit.