If you're planning for your retirement by building a savings through an IRA or 401(k) plan, there's a god chance you may qualify for a special tax credit. The Saver's Credit is available to those with retirement plans, and can help reduce your tax liability. The Saver's Credit can provide a maximum benefit of up to $2,000 for married couples who file jointly ($1,000 for single taxpayers).
Eligibility requirements are based on annual income and the filing status you choose.